After suffering a catastrophic event, like a natural disaster, most people just want to get back to their lives as fast as they can. Unfortunately, this isn’t always the case. Especially when a significant loss claim. The length of time it takes for the hurricane insurance claims process to be complete depends on how your insurance company responds and what type of damage has been done. On average it takes two to three days to get a call back from an insurance agent after first contacting them. However, when trying to put in hurricane insurance claims, it could take even longer because of the natural disaster and the number of calls they are receiving. After the initial contact, it could take an additional three days for an insurance adjuster to come out to assess your property. Once a claim as officially been submitted the insurance company has 30 days to accept or deny your claim. Although these are mandated guidelines by the government insurance companies, don’t always follow through as promised. Over the past few years, the number of complaints about delays in communication and not hearing back from an insurance agency has risen from 3.05% to 4.13%. Having someone on your side that can help provide some advice is a great asset. Mutual Claims Services in Miami is a public adjuster who can help explain the entire claims process!
Why Can’t I Get My Money From The Hurricane Insurance Claims Process?
Trying to get in touch with your insurance company isn’t the only tricky part of this process. Getting a payout from hurricane insurance claims can be extremely stressful and take a while. Of course, the type of loss and the amount of the claim play a huge part in the delay of payment. Recent reports have shown that after a natural disaster, individuals that had greater losses had a harder time getting paid from their insurance companies. Some of the reasons for these hassles included disagreements over damages, disputes about coverage, and delayed payments. Slow payouts do nothing but add more frustration for policyholders looking to rebuild quickly. According to the National Association of Insurance Commissioners, this is the number one complaint about the claims process.
Not having insurance claim experience makes it difficult to know if your claim is being fairly considered and accurately paid. This is why it has become so easy for insurance companies to create roadblocks because most people don’t know necessary to fight with the company for what they deserve. However, there are people who can help reduce the frustrations and stress associated with this process. A public adjuster is an independent insurance professional that you may hire to help settle an insurance claim on your behalf. Bringing in a Public Adjuster can save you countless hours calling your insurance company and could result in you getting more money than you were originally expecting. It can also mean that your claim could get settled faster and more fairly.
Mutual Claims Services is a team of Public Adjuster that could help you move along your hurricane insurance claim process. We specialize in making sure our clients’ hurricane insurance claims are settled as quickly and as stress-free as possible. Call or visit us today to find out how we can help you!