“Policyholders who used public adjusters received an estimated $9,379 on their claim, compared to $1,391 for those policyholders that did not use a public adjuster, a difference of 574%.”
As defined by F.A.P.I.A. (Florida Association of Public Adjusters,) “a licenced public adjuster is the only Adjuster licensed by the State of Florida to represent you, the Public. The only Adjuster who’s sole responsibility is to represent you and your interests.” Licenced public adjusters are the only ones who can legally represent the public on insurance claims.
Public adjusters are professionals who are employed exclusively by the insured (homeowners).
Public Adjusters are experts on property loss estimating and are hired by the policy holder to assist in documenting, negotiating and settling insurance claims. Public Adjusters handle every aspect of your claim from beginning to end, working closely with the insurance company to provide you with the most equitable and prompt settlement.
Public Adjusters charge a percentage of the net settlement of the claim, which is established at the very beginning of the claims process. Then, they are paid after the claim is settled, upon you receiving payment of your entitled proceeds. If Mutual Claims Services does not succeed in collecting a settlement for you, then we do not receive any money!
Public Adjusters are not attorneys and can only represent you with regard to your first party insurance claim. They cannot represent you in court nor can they represent you if you have a claim against a third party.