If you need to file a claim with your insurance company in order to recomp damages that have occured to your home or business, you may feel stressed out. After all, you don’t just have to handle the stress of the damages- there is also the stress and burden of the claims process. This is where a public adjuster can be extremely helpful in order for you to go through the least amount of hassle on your property damage claim and make sure things come out fairly. So what exactly is a public adjuster, and how can a public adjuster help you with your insurance claim? Read on to learn more. Mutual Claims Services host public adjusters Miami FL residents trust. If you have hurricane insurance claims or other property damage claims, call us today for a consultation.
What is a Public Adjuster and What Do They Do?
A public adjuster is defined by the Insurance Information Institute as “an independent insurance professional that a policyholder may hire to help settle an insurance claim on his or her behalf.” There are three main types of insurance claims adjusters. The first type are staff adjusters who are employees of the insurance company, the second are independent adjusters who (contrary to their name) are independent contractors contracted to insurance companies, and the third are public adjusters who are employed by the policyholder. While your insurance company will probably send out one of their adjusters at no charge to assess the damages of your claim, keep in mind that they work for the insurance company and will want to save the company the most amount of money. On the other hand, a public adjuster is totally separate from insurance companies and you can hire a public adjuster independently in order to function as your personal advocate in order to assist you in receiving the full amount to which you are entitled. The role of a public adjuster is to advocate for a policyholder and assist with interpreting, evaluating, and negotiating an insurance claim. They help to free up the claimant from the settlement process so that the claimant is able to focus on other things than, for example, hurricane insurance claims.
We Are Public Adjusters Miami FL Trusts
The license requirements for public adjusters can change for each state, according to the U.S. Bureau of Labor Statistics. While some states have fewer regulations, others hold lengthy processes such as graduation from a specific education program and passing an examination. Continuing education is generally a requirement to maintain a state license. Communication and math skills are general job requirements for public adjusters, and as clients rely on public adjusters to get the job done, they must be able to be assertive and persistent in order to figure out the actualities of a claims case.
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Public adjusters play a major role in making sure that you get a fair settlement in the case of hurricane insurance claims and other types of property damage claims. We at Mutual Claims Services are public adjusters Miami FL residents trust. Call us today for a consultation!